What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. The 12 Steps to Living Confidently: How to Cut Your Expenses “Cut spending.” “Slash expenses.” “Avoid shopping.” The overwhelming advice about cutting expenses makes it sound downright unappealing. No wonder many of us haven’t learned to be good financial managers. Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.